How to get my credit score

Many have asked me about different avenues I get my credit score and the main thing I tell then is to make sure you pull it yourself and it is a soft pull. You see, to rank high on the credit score scale, you must check your credit score yourself.

Do not trust what they tell you at a mortgage office or bank about it being safe to view. It is partially true for that one time being safe, if you go with their product. But if you shop around for other products that are offered outside that institution, you will need to have your score pulled again and again which will in fact damage your credit score chart.

Obtaining your credit score is very easy and can be done for free. All you have to do is supply your basic information such as full name, date of birth, address, and a few other things. To access your report you must supply your credit card information. This sometimes makes people a little hesitant but you don’t have to be because it is only for record purposes if you wish to continue the service beyond the scope of one month.

You can do what I do, and cancel the service after you receive your full credit score range profile. It is the full tri-merged report with your 3 credit scores and history. After receiving this you may want to simply cancel which is fine. When you do this, your credit card is removed an no longer will be billed. So basically you can get access to your professional FICO scores and credit report for free.

If you wish to continue on with the service you don’t have to do anything at all. Many who have high credit profiles do this so they can monitor their score on a regular basis. To learn more about how easy and important it is to get my credit score, you might want to view our home page for more information.